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The 2024-25 Budget
Another surplus, but bigger medium term deficits with more big spending, including on a “Future Made in Australia” Introduction The Budget is aimed at trying

The art of refinancing
Refinancing your home loan has the potential to save you thousands, reduce your monthly repayments and free up your finances to achieve your goals. However,

Seasonal patterns in shares – should we “sell in May and go away”?
Introduction Coming out of the roughly 10% correction into October last year, share markets saw strong gains on hopes that lower inflation will allow central

Market movements & review video – May 2024
Stay up to date with what’s happened in markets and the Australian economy over the past month. As eyes turn to the 2024-25 Federal Budget,

The art of happiness – economics and the “hedonic treadmill”
Introduction On a recent road trip, I was listening to a bunch of Taylor Swift and Andy Williams’ CDs and what struck me was how

Living your best life in retirement
If you’re nearing retirement age, it’s likely you’re wondering if you will have enough saved to give up work and take it easy, particularly as

SMSFs: What happens if you exceed your super caps
The rules around making some types of super contributions have been relaxed in recent years, so it’s worth exploring the different opportunities available to you

Israel/Iran fears and rate cut uncertainty
– shares are vulnerable to a bout of volatility but here’s five reasons why the trend will likely remain up Introduction From their lows last

Being informed is the key to avoiding scams
While it seems we all like to think we are clever enough to outwit a scam, Australians collectively lost more than 480 million to scams

Markets love certainty, but what happens next?
Financial markets can be like finely tuned racehorses, poised to gallop ahead under ideal conditions but often highly reactive to unexpected events. It’s often said

New increased super contribution caps
As the end of financial year gets closer, some investors are thinking about the most effective ways to boost their super balance, particularly with an